One-size-fits-all offers
The same price and coverage are shown to customers with different needs, intent and risk context.

Optimise · AI optimisation and decision engine
Sherpa+Lens analyses live customer, journey and portfolio signals to recommend the right eligible price, coverage and offer within approved product boundaries.
The operating problem
Insurance complexity compounds when products, decisions and operations are managed as separate systems.
The same price and coverage are shown to customers with different needs, intent and risk context.
Relevant protection is often offered at the wrong moment or without the coverage configuration that earns trust.
Approved flexibility exists in the product but cannot be applied intelligently in the live journey.
Behaviour, purchase context and historical performance sit outside the insurance decision.
Teams wait for manual analyses and broad campaigns before learning what improves conversion and retention.
Black-box recommendations are difficult to govern, explain or roll back.
What Sherpa+Lens provides
Each capability is designed to work with the other layers of the Gangkhar platform and the systems already in place.
Read customer attributes, purchase context, journey behaviour and programme performance at the decision point.
Group customers and moments according to relevant, permitted signals rather than broad static categories.
Select the most suitable price from the approved product range without changing the underlying authority.
Recommend eligible limits, benefits, deductibles and upgrade paths that fit the customer context.
Measure quote, purchase, renewal and portfolio outcomes so recommendations improve with evidence.
Expose versions, inputs, outcomes and performance in dashboards built for business and governance teams.
Decision loop
Capture the permitted signals available in the current journey and portfolio.
Identify the relevant customer and moment without interrupting the experience.
Return the best eligible price, coverage or upgrade from the configured product.
Track conversion, attachment, renewal, collections and portfolio quality.
Improve future recommendations while retaining versions, controls and rollback.
Governance
Automation only earns its place in insurance when authority, evidence and intervention are designed into the operating model.
Lens recommends only among products, prices and terms authorised in Sherpa+.
Inputs, model versions, recommendations and outcomes remain observable and auditable.
Business and underwriting teams retain approval, intervention and rollback controls.
Lens optimises live offers; it does not distribute, message customers or operate policies on its own.
Operating outcomes
Each programme is measured against its own baseline; results depend on the product, journey, market and approved decision space.
Recommendations arrive inside the customer journey, when protection is being considered.
The programme learns from measurable outcomes rather than isolated campaign reviews.
One connected platform
Sherpa+ holds the product truth. Sherpa+Lens improves each eligible decision. Sherpa+Mesh executes governed work across the policy lifecycle.