AI-NATIVE INFRASTRUCTURE FOR EMBEDDED PROTECTION
INSTANTLY AND GLOBALLY
Gangkhar is the AI-native embedded protection infrastructure that helps underwriting and distribution partners navigate the most complex insurance terrain, just like a Sherpa guides climbers safely to the summit.
THE INFRASTRUCTURE FOR PROTECTION DEPLOYED AND OPTIMIZED BY AI
INSTANTLY AND GLOBALLY
Trusted by Leading Capacity Providers
Climb Higher. Insure Smarter
Why Gangkhar
We are an AI-powered insurance infrastructure platform designed to scale embedded protection.
We orchestrate capacity, compliance, data, and operations through a modular, intelligent, AI-native system.
Because protection only drives growth when complex ecosystems work seamlessly, turning insurance into a trusted, scalable, and sustainable engine for long-term business value.
Protection and compliance at every step.
Safety
Every Path mapped across complex terrain.
Knowledge
Thousands of journeys to the sumit.
Guidance
From base camp to every market, globally.
Scale
Sherpa+Lens
AI Optimization Engine
Real-time intelligence that continuously improves pricing, coverage, and outcomes.
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Dynamic pricing
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Risk profiling
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Conversion optimization
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Loss ratio control
The Sherpa+Platform
The Sherpa+Platform is Gangkhar's modular, AI-native infrastructure for embedded insurance.
It enables platforms to launch faster, scale globablly, and optimize protection continuously without building insurance capabilities in-house.
Tangible Benefits
Measurable and verifiable transformation with immediate results - evidence of real impact.
90%
FASTER
Accelerated time-to-market: from months to days
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Global scalability
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Ultra-fast time-to-market
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Plug & play integration
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Continuous revenue optimization
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Dynamic and accurate underwriting
50%
LOWER COSTS
Drastic reduction in operating costs
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Accelerated payments and settlement
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Embedded compliance and reporting
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Reduced cost-to-serve
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Partner and ecosystem monetization
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Security and privacy by design
30+%
CONVERSION
Higher attachment rate and ARPU
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Real-time customization
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Integration with reinsurers and facultatives
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Usage-based / pay-per-use pricing models
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Observability & debugging for integrations
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Managed services and operational support
A Complete Protection Infrastructure
From early stage launch to global expansion, Gangkhar's embedded protection evolves with your business. Coverage activates precisely when it's needed, adapting intelligently to the challenges and momentum of each growth phase.
Design & Configuration
Key Activities
Product definition (coverages, parameters, business rules), pricing structure, geographic scope.
Critical Factors
Level of customization vs. initial regulatory complexity
SOLUTION
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Configurator API
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Expert Advisory
Integration & Launch
Key Activities
Technical connection to client stack (API SDK or Plugin), sandbox testing, production rollout
Critical Factors
Platform type (Mobile app, web, wallet), UX/UI requirements.
SOLUTION
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Integration Kit Expert SDKs
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Sandbox
Real-Time Optimitazion
Key Activities
Dynamic personalization of pricing, messaging & upsell offers based on behavior and business metrics.
Critical Factors
Priority goal (LTV, churn, cross-sell), transaction volumes
SOLUTION
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AI Optimization Dashboard
Settlement & Payments
Key Activities
Premium collection, reconciliation and fund transfers to insurer or captive fund.
Critical Factors
Supported currencies, settlement timing, checkout friction.
SOLUTION
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Crypto Payment Rails
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Traditional Payment Rails
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Settlement API
Claims Management & Compliance
Key Activities
Claim intake and processing, indemnity calculation, regulatory validations and reporting.
Critical Factors
Jurisdiction, SLA targets, degree of fraud-automation.
SOLUTION
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Claims & Compliance
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Platform KYC/AML
Global Scaling & Reporting
Key Activities
Expansion into new markets, reinsurer onboarding, multi-region performance analysis.
Critical Factors
Local licensing requirements, partner network, language support.
SOLUTION
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Global Infrastructure
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Stack
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Reporting
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Insurance is becoming a native layer of digital commerce.
Gangkhar is building the infrastructure that makes protection scalable, invisible, and intelligent, globally.
20
Capacity Providers
20
Embedded of Insurance Programs. (Being activated / Tested / Advanced)
22
Team with physical presence in the Americas, LATAM, SEA & Europe
25+
Average years of Insurance & Tech expertise per team member
