For mobility companies, insurance is not a side product.
It is a core operational and financial risk.
Gangkhar turns that risk into a scalable, optimized revenue layer.
Accidents and incidents per ride
The mobility insurance problem (today)
Mobility platforms face constant exposure:
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Driver and rider liability
Regulatory requirements by
city or country
High-frequency
micro-events
Thin margins per transaction
Traditional insurance models were never built for this.
Common Pain Points
Accidents and incidents per ride
Driver and rider liability
Regulatory requirements by
city or country
High-frequency
micro-eventS
Why embedded insurance makes sense for mobility
Mobility insurance only works when it is:
Usage-based
(per ride / per hour)
Instantly activated
Regulatory requirements by city or country
Invisible to the user
Embedded insurance allows protection to activate exactly when the ride starts — and disappear when it ends.
This reduces friction, improves compliance, and protects margins.
The mobility insurance problem (today)
Mobility platforms face constant exposure:
Accidents and incidents per ride
Driver and rider liability
Regulatory requirements by city or country
High-frequency
micro-events
Thin margins per transaction
Traditional insurance models were never built for this.
Common Pain Points
Accidents and incidents per ride
Driver and rider liability
Regulatory requirements by city or country
High-frequency
micro-events
The mobility insurance problem (today)
Mobility platforms face constant exposure:
Accidents and incidents per ride
Driver and rider liability
Regulatory requirements by
city or country
Thin margins per transaction
High-frequency
micro-events
Traditional insurance models were never built for this.
Common Pain Points
Accidents and incidents per ride
Driver and rider liability
Regulatory requirements by
city or country
High-frequency
micro-events
Why embedded insurance makes sense for mobility
Mobility insurance only works when it is:
Usage-based
(per ride / per hour)
Instantly activated
Regulatory requirements by city or country
Invisible to the user
Embedded insurance allows protection to activate exactly when the ride starts — and disappear when it ends.
This reduces friction, improves compliance, and protects margins.
How Gangkhar solves it (end-to-end)
Gangkhar provides a fully orchestrated insurance infrastructure for mobility platforms:
Pay-per-ride or pay-per-time coverage
Insurance activates per transaction, matching actual usage.
Multi-carrier orchestration (no lock-in)
Flexibility across multiple insurers by market and risk profile.
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AI-optimized pricing per transaction
Dynamic pricing adapts to ride type, volume, and behavior.
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Automated policy creation and attachment
Policies are created, attached, and settled automatically per ride.
Claims orchestration and faster settlement
Accelerated claims resolution improves driver and rider trust.
.png)
Multi-country regulatory compliance
Compliance handled automatically across cities and countries.
All through one API and one control layer.
Pay-per-ride or pay-per-time coverage
Insurance activates per transaction, matching actual usage.
Multi-carrier orchestration (no lock-in)
Flexibility across multiple insurers by market and risk profile.
AI-optimized pricing per transaction
Dynamic pricing adapts to ride type, volume, and behavior.
Automated policy creation and attachment
Policies are created, attached, and settled automatically per ride.
Claims orchestration and faster settlement
Accelerated claims resolution improves driver and rider trust.
Multi-country regulatory compliance
Compliance handled automatically across cities and countries.
All through one API and one control layer.
How Gangkhar solves it (end-to-end)
Gangkhar provides a fully orchestrated insurance infrastructure for mobility platforms:
Automated policy creation and attachment
Policies are created, attached, and settled automatically per ride.
Claims orchestration and faster settlement
Accelerated claims resolution improves driver and rider trust.
Multi-country regulatory compliance
Compliance handled automatically across cities and countries.
Business impact for mobility CEOs
For couriers:
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Reduced operational and legal risk
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Lower insurance costs through optimization
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Faster market expansion
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New revenue stream per transaction
For drivers and riders:
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Clear, contextual protection
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Faster claims outcomes
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Higher trust in the platform