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política de privacidad

1. Introduction

Welcome to Gangkhar Inc. (“we,” “us,” or “our”). These Terms of Use (“Terms”) govern your access to and use of our website at www.gangkhar.com (the “Site”), our APIs, and other technology platforms (collectively, the “Services”).


By accessing or using our Site or Services, you agree to be bound by these Terms. If you do not agree, you may not use our Services

2. About Us

Esta Política de privacidad describe cómo recopilamos, usamos, compartimos y protegemos la información cuando operamos nuestro negocio, incluso a través de:

  • Nuestro sitio web corporativo en www.gangkhar.com

  • Comunicaciones comerciales con nuestros socios, clientes y proveedores, y

  • Plataformas tecnológicas, API y sistemas de IA operados por nosotros.

Esta Política no se aplica a los clientes ni a los asegurados que interactúan directamente con nuestros socios. En esos casos, nuestros socios son los responsables del tratamiento de datos, y rigen sus respectivas políticas de privacidad.

3. Eligibility and Authorized Use

You may use our Services only if:

 

  • You are a representative of a business entity engaging with us or evaluating our services.

  • You are authorized to act on behalf of that entity; and

  • You comply with these Terms and all applicable laws.


You agree not to:

  • Access or use our Services for unlawful or unauthorized purposes.

  • Reverse engineering, copy, or modify any part of our technology.

  • Interfere with or disrupt our systems; or

  • Misrepresent your identity or affiliation

4. Intellectual Property

All content, technology, data models, software, and trademarks on the Site and within our Services are the exclusive property of [Your Company Name, Inc.] or its licensors.


No rights or licenses are granted except as expressly provided in writing.


You may not use our trademarks, trade names, or other intellectual property without our prior written consent

5. Confidentiality

If you access or receive confidential information (including APIs, product documentation, or business data), you agree to:

  • Use such information only for the purpose authorized; and

  • Protect it with the same degree of care as your own confidential information (and at least a reasonable standard of care).


This obligation continues after your access to our Services ends

6. No Consumer Services

Our infrastructure is intended solely for business use.
We do not interact directly with insurance customers or policyholders, and we do not provide consumer-facing services.


Any insurance product offered through our technology is under the control and responsibility of our business partners, who act as data controllers and contractual counterparties to end users.

7. Disclaimers

Our Site and Services are provided “as is” and “as available”, without warranties of any kind, express or implied.


We do not guarantee uninterrupted or error-free operation, nor the accuracy or completeness of any information provided.


To the fullest extent permitted by law, we disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

8. Limitation of Liability

To the maximum extent permitted by law:

 

  • We shall not be liable for any indirect, incidental, consequential, special, or punitive damages, including lost profits or business interruption, arising out of or in connection with your use of our Services.

  • Our total liability for any claim under these Terms shall not exceed the amount (if any) paid by you for access to the Services during the 12 months preceding the event giving rise to the claim

9. Third-Party Links and Services

Our Site may include links to third-party websites or services. We are not responsible for their content, policies, or practices.


Your interactions with third parties are solely between you and the third party.

10. Compliance and Export Controls

En la medida en que sea aplicable según las leyes de protección de datos, las personas cuyos datos personales procesamos (como los representantes de nuestros socios) tienen derecho a:

  • Acceder y obtener una copia de su información.

  • Solicitar corrección o eliminación;

  • Oponerse o restringir el procesamiento; y

  • Retirar el consentimiento (cuando corresponda).

Las solicitudes deben dirigirse a:
📧 privacidad@gangkhar.com

Responderemos a todas las solicitudes legítimas dentro de los plazos requeridos por la legislación aplicable.

11. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to conflict of law principles.


Any dispute arising from or related to these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Delaware, and you consent to such jurisdiction and venue.

12. Changes to These Terms

We may update these Terms periodically to reflect changes in our operations or applicable laws.


The updated version will be posted on this page with the revised effective date. 


Continued use of our Services after such updates constitutes your acceptance of the new Terms

13. Contact Us

If you have questions about these Terms, please contact us at:


Gangkhar Inc Attn: Legal Department


Email: legal@gangkhar.com


Address: 8 The Green, Suite A, Dover, Delaware (19901

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