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Frequently asked questions
We understand that when considering our solutions, you may have questions about how we work, what we offer, and the kind of support you can expect. To make things easier, we’ve compiled answers to the most frequently asked questions from our clients. This section is designed to provide you with clear, straightforward information so you can feel confident and well-informed as you explore our services. If you don’t find the answer you’re looking for, our team is always ready to assist you directly.
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Does Gangkhar support underwriting capability?
Yes. It describes a Global MGU model and underwriting capabilities within the platform.
What is the “Global MGU model” in simple terms?
A model combining technology and underwriting/product authority while remaining capital-efficient by partnering with reinsurers for capacity.
What does “machine-executable risk definitions” mean?
Risk rules are formalized so decisions can be applied consistently at scale rather than relying on discretionary judgment at point of sale.
What is a “parametric-first claims” approach?
Claims are designed to pay quickly based on predefined triggers or auditable criteria, enabling near-instant settlement where appropriate.
How does Gangkhar control loss ratios structurally?
Through product design constraints (eligibility rules, limits, caps, duration) plus distribution controls and anti-selection mechanisms.
What is meant by “explainable decisions”?
Decisions are designed to be transparent and regulator-ready, avoiding black-box outcomes.
What are “distribution controls” and “kill switches”?
Controls that allow immediate intervention—pausing offers, adjusting eligibility, or stopping problematic segments—to manage risk and anti-selection in real time.
What does “cash certainty embedded” refer to?
Premium and claims flows are designed for predictability and reliable settlement processes.
What does “one-click purchase” mean?
A frictionless purchase experience (“zero questions” in some designs) where product and risk rules are pre-engineered to reduce customer effort.
Does Gangkhar only do parametric products?
No. It emphasizes parametric-first where appropriate, but also supports broader embedded insurance structures and product types.
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